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Mortgage-Backed Securities (MBS) Explained in One Minute: Did We Learn Our Lesson?Asset-backed tokens may give the holder a right to an underlying asset. These tokens may be used to transfer the ownership of underlying assets without. An asset backed Cryptocurrency derives its value from real world assets like real estate, currencies, metals and securities. To argue that crypto assets are securities, the SEC has relied on a U.S. Supreme Court case from The case dealt with investors in Florida.